Workforce benefits intelligence
The same analysis the planner runs for one family, rolled up across Northway Robotics for the 2026 renewal.
Aggregated and de-identified. No individual records are shown. Figures roll up the full enrolled population with a minimum cell size enforced, so no employee can be re-identified from any breakdown below.
Covered lives
515
218 employees · 297 dependents
Employer budget
$6.0M
Annual premium plus admin and stop-loss load
Estimated annual consumption
$5.8M
Care the covered lives actually use
Per covered life / year
$11,262
Consumption ÷ covered lives
Leading recommendation
Network match by site
Expected aggregate OOP
$1.98M
Premium / family / mo
$3,900
Formulary fit for high-cost categories
- •Strong specialist depth in all three metros, including the NY academic centers your RA and oncology members use.
- •GLP-1, specialty biologics, and oncology agents all on formulary without exclusions.
- •Composite premium lands just under your current budget while improving network match.
Where the spend goes
Aggregate annual spend by category
Consumption trend
Modelled year-over-year consumption and what to expect at renewal
8.5%
your medical trend
+14.2%
incumbent renewal ask
5.7pts
gap to negotiate
Your underlying consumption is trending near 8.5%, well below the incumbent's 14.2% renewal ask. That 5.7-point gap is the negotiation lever.
Demo mode · synthetic population generated for illustration